Are payment systems working today?
Current status of payment systems in Germany
February 25, 2026
Available
Probleme
Gesamt
SEPA Transfer
Current status of SEPA transfers in Germany. Find out if SEPA is working today.
System arbeitet normal. 12 Meldung(en) in den letzten 24 Stunden.
SEPA Instant
Current status of SEPA Instant Payments. Real-time transfers in seconds.
System arbeitet normal. 12 Meldung(en) in den letzten 24 Stunden.
Frankfurt Stock Exchange / XETRA
Current status of the Frankfurt Stock Exchange and XETRA trading system. Trading hours and countdown to opening/closing.
Börse noch geschlossen. Öffnung um 9:00 Uhr.
ATMs & Banks
Availability of ATMs and bank branches. Find out if banks are open today.
Geldautomaten 24/7 verfügbar. Bankfilialen öffnen um 9:00 Uhr.
IPO & Stock Market Listings
Current information on initial public offerings and new listings on the Frankfurt Stock Exchange.
Börse geöffnet. Prüfen Sie boerse-frankfurt.de für aktuelle IPOs.
About Payment Systems in Germany
The payment infrastructure in Germany is based on various systems with different speeds and availability.
SEPA transfers are only processed on bank business days and typically take 1-2 working days. No transfers are executed on weekends and holidays.
SEPA Instant enables real-time transfers around the clock, including weekends and holidays. The transfer is credited within seconds.
ATMs are generally available 24/7 but may be temporarily out of service for technical issues or maintenance.
Frequently Asked Questions
Are SEPA transfers processed on weekends?
No, SEPA transfers are only processed on bank business days. Regular payment traffic is suspended on weekends and holidays.
What is the difference between SEPA and SEPA Instant?
SEPA transfers take 1-2 business days and are only processed on bank business days. SEPA Instant transfers in real-time (seconds) and works 24/7, including holidays.
Do ATMs work on holidays?
Yes, ATMs generally operate around the clock, including on holidays. However, availability depends on the specific ATM and any maintenance work.