Blog

February 12, 2026

Salary negotiation tips for 2026: How to negotiate your salary with the right preparation, timing and strategy – step-by-step guide, common mistakes and alternatives beyond base pay.

February 12, 2026

Minijob 2026 rules in Germany: income limit rises to 603 EUR, minimum wage 13.90 EUR, taxes, insurance contributions and employee rights explained.

February 12, 2026

How to check your German utility bill settlement (Nebenkostenabrechnung): Common errors, deadlines and tenant rights explained.

February 10, 2026

Elterngeld (parental allowance) in Germany 2026: Eligibility, calculation, amounts and step-by-step application guide.

February 10, 2026

Changing tax class as a married couple: Which combination pays off? Step-by-step guide for switching via ELSTER or the tax office – with forms, calculation examples and FAQ.

February 5, 2026

Account fees, card costs and hidden charges: How to find a free current account in 2026 and save real money.

February 4, 2026

Bürgergeld rates 2026, eligibility, applying at Jobcenter and asset limits – the complete guide to Germany's new basic income support.

January 27, 2026

Login not working, pushTAN stuck, or transfer failing? The most common Sparkasse online banking problems and their solutions.

January 25, 2026

Step-by-step guide to switching bank accounts. With the legal account switching service, changing to a new bank is easier than ever.

January 22, 2026

Unauthorized charge on your account? Learn how to reverse a SEPA direct debit – with deadlines, step-by-step guide, and sample letter.

January 8, 2026

From standard transfers to SEPA Instant: Find out how long your money really takes and what to do about delays.

January 7, 2026

Complete list of all bank holidays in Germany 2026. Find out when SEPA transfers are not processed and how to avoid delays.

January 6, 2026

Standard transfer or instant transfer? We explain the differences, costs, and when each option is worth it.

January 5, 2026

How to file your 2025 tax return with ELSTER. From registration to submission – all steps simply explained.

January 4, 2026

Daily and weekly ATM limits: What applies at Sparkasse, Volksbank, ING and more? How to increase your limit.

January 3, 2026

From tax deadlines to broadcasting fee dates to bank holidays: Our 2026 financial calendar helps you never miss an important date.

December 28, 2025

The Christmas season brings special challenges for payments. Find out when SEPA transfers are processed and which offices are closed between the holidays.

December 15, 2025

From 2025, all EU banks must offer SEPA Instant transfers. What does this mean for you and what benefits does it bring?

November 20, 2025

When is ELSTER least busy? Our analysis shows the best times for a smooth tax return.

November 5, 2025

What to do during a train strike? Your rights as a passenger and the best alternatives at a glance.

October 15, 2025

Parcel season is here. How to keep track of your shipments and avoid delivery problems.