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Payment Systems
How Long Does a SEPA Transfer Take? All Deadlines Explained
From standard transfers to SEPA Instant: Find out how long your money really takes and what to do about delays.
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Blog
Current articles about payments, government services and system status in Germany.
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Calendar & Opening Hours
Bank Holidays 2026: When Are Banks Closed in Germany?
Complete list of all bank holidays in Germany 2026. Find out when SEPA transfers are not processed and how to avoid delays.
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Payment Systems
SEPA vs. SEPA Instant: What's the Difference?
Standard transfer or instant transfer? We explain the differences, costs, and when each option is worth it.
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Government Services
Tax Return Online with ELSTER: Step-by-Step Guide
How to file your 2025 tax return with ELSTER. From registration to submission – all steps simply explained.
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Payment Systems
ATM: How Much Can I Withdraw? Limits and Tips 2026
Daily and weekly ATM limits: What applies at Sparkasse, Volksbank, ING and more? How to increase your limit.
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Payment Systems
Financial Calendar 2026: All Important Dates for Your Money
From tax deadlines to broadcasting fee dates to bank holidays: Our 2026 financial calendar helps you never miss an important date.
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Calendar & Opening Hours
Christmas Markets and New Year 2025: What You Should Know About Opening Hours and Payments
The Christmas season brings special challenges for payments. Find out when SEPA transfers are processed and which offices are closed between the holidays.
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Payment Systems
SEPA Instant Becomes Mandatory: What Changes from 2025?
From 2025, all EU banks must offer SEPA Instant transfers. What does this mean for you and what benefits does it bring?
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Government Services
Avoid ELSTER Outages: Best Times for Your Tax Return
When is ELSTER least busy? Our analysis shows the best times for a smooth tax return.
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Transport & Logistics
Deutsche Bahn Strike: Alternatives and Passenger Rights
What to do during a train strike? Your rights as a passenger and the best alternatives at a glance.
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Transport & Logistics
DHL Package Tracking: Tips for the Parcel Season
Parcel season is here. How to keep track of your shipments and avoid delivery problems.
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